Best Cyber Monday Deals for Personal Finance Tools: 2024 Edition

Cyber Monday is an exciting time for savvy shoppers, especially those looking to get their finances in order. Personal finance tools, from budgeting apps to investing platforms, are essential for managing money wisely, and many of them offer unbeatable discounts during this period. Whether you’re aiming to save for a big purchase, eliminate debt, or grow your wealth, Cyber Monday 2024 is the perfect opportunity to find the best deals on the tools that will help you succeed.

In this blog post, CouponXoo will explore some of the best personal finance tools available this Cyber Monday. From budgeting apps and investment platforms to credit monitoring services, these deals will empower you to take control of your financial future while saving big.

1. YNAB (You Need A Budget)

Original Price: $14.99 per month
Cyber Monday Deal: Up to 50% off on annual subscriptions

YNAB is one of the most popular budgeting apps on the market, and for good reason. It helps users prioritize their spending by assigning every dollar a job, making it easier to track your expenses and save for your financial goals. YNAB is ideal for individuals and families who want to break the paycheck-to-paycheck cycle and get proactive about managing their money.

This Cyber Monday, YNAB is offering significant discounts on its annual subscription, which can save you up to 50% off the regular price. This is a fantastic opportunity to lock in savings on a tool that can help you save even more throughout the year.

2. Quicken

Original Price: Starts at $35.99 per year
Cyber Monday Deal: 40% off all plans

Quicken has been a household name in personal finance for decades. Whether you need help with budgeting, managing investments, or tracking expenses for a small business, Quicken’s comprehensive tools make it easy. The software integrates with your bank accounts, credit cards, loans, and investments, allowing you to see all of your financial information in one place.

For Cyber Monday, Quicken is offering 40% off its various plans. Whether you choose the starter package or go for a more robust plan like Quicken Home & Business, you’ll enjoy a generous discount that will make this versatile tool even more affordable.

3. Mint

Original Price: Free (with ads) or $4.99/month (premium)
Cyber Monday Deal: Premium plan discounted to $1.99/month

Mint is a free budgeting app from Intuit, the makers of TurboTax. It’s a great choice for beginners who want to keep track of their finances without paying for an expensive tool. Mint offers features like expense tracking, bill reminders, and credit score monitoring, all in an easy-to-use interface.

Although Mint’s free version is already a great deal, this Cyber Monday, the premium plan is being offered at a steep discount. The premium version removes ads and provides extra features like subscription tracking and personalized insights, all for just $1.99 per month—perfect for those looking to enhance their financial tracking without breaking the bank.

4. Personal Capital

Original Price: Free financial tools; advisory fees for wealth management
Cyber Monday Deal: Free 6 months of financial advisory services with qualified accounts

Personal Capital offers a suite of free financial tools that help users track their net worth, plan for retirement, and manage their investments. While the basic tools are free, Personal Capital also offers a wealth management service for users with larger portfolios.

This Cyber Monday, Personal Capital is offering a special deal: new clients who open a qualified account will receive six months of free financial advisory services. This is an excellent opportunity for those who want professional guidance on their investments without paying hefty fees upfront.

5. Credit Karma

Original Price: Free
Cyber Monday Deal: Exclusive savings on partner offers

Credit Karma provides free credit monitoring and financial recommendations, making it an essential tool for anyone looking to improve their credit score or monitor their financial health. While Credit Karma itself is free, the company partners with various lenders, insurers, and financial services providers to offer exclusive deals to its users.

This Cyber Monday, expect special promotions and offers from Credit Karma’s partners, including reduced rates on loans, credit cards, and insurance. These offers can help you save money while improving your credit and overall financial standing.

6. Acorns

Original Price: Starts at $3 per month
Cyber Monday Deal: Up to 6 months free for new users

Acorns is a micro-investing app that rounds up your everyday purchases and invests the spare change. It’s perfect for people who want to start investing but don’t have a lot of money to spare. With Acorns, you can also open a retirement account (Acorns Later) or a checking account (Acorns Spend), making it an all-in-one financial tool.

For Cyber Monday, Acorns is offering new users up to 6 months free when they sign up for any plan. This deal gives you the chance to start building your investment portfolio without paying any fees for the first few months.

7. Honeydue

Original Price: Free
Cyber Monday Deal: Premium version discounted to $4.99/month

Honeydue is a budgeting app designed for couples. It allows partners to share financial information, track joint expenses, and set financial goals together. It’s perfect for couples who want to be transparent about their spending and work together toward financial success.

This Cyber Monday, the premium version of Honeydue will be available at a discounted rate of $4.99 per month. The premium version offers additional features like unlimited transaction history and enhanced budgeting tools, making it easier than ever for couples to manage their finances.

8. Tiller Money

Original Price: $79 per year
Cyber Monday Deal: 25% off the first year

Tiller Money is a budgeting tool that uses Google Sheets or Excel to help you track your finances. It automatically syncs your bank accounts, credit cards, and investments, giving you a clear overview of your financial situation. Tiller is highly customizable, making it a great choice for spreadsheet enthusiasts who want full control over their financial data.

On Cyber Monday, Tiller Money is offering 25% off the first year of service. If you love spreadsheets and want a tool that provides both flexibility and automation, this deal is hard to pass up.

9. Goodbudget

Original Price: Free (limited features) or $7 per month (premium)
Cyber Monday Deal: Premium version discounted to $3.50/month

Goodbudget is an envelope budgeting app that helps you allocate money toward different spending categories. It’s great for users who prefer the simplicity of the envelope method but want the convenience of a digital tool. With Goodbudget, you can sync your budget across devices and share it with family members, making it easy to stay on the same page financially.

This Cyber Monday, Goodbudget is offering 50% off its premium plan, bringing the cost down to just $3.50 per month. If you’re a fan of envelope budgeting, this is a deal worth considering.

10. EveryDollar

Original Price: $12.99 per month
Cyber Monday Deal: 30% off the annual plan

EveryDollar is a budgeting app created by Dave Ramsey’s team. It’s designed to help users create zero-based budgets, where every dollar is accounted for. The app integrates with your bank account, making it easy to track expenses and stay on top of your budget.

For Cyber Monday, EveryDollar is offering 30% off its annual plan. If you follow Dave Ramsey’s Baby Steps or simply want a straightforward budgeting app, this discount is a great way to get started without paying full price.

Final Thoughts on Cyber Monday Personal Finance Deals

Cyber Monday 2024 is shaping up to be a fantastic opportunity to save money on personal finance tools that can help you take control of your financial future. Whether you’re looking to budget better, invest smarter, or improve your credit, the deals listed above offer something for everyone.

Don’t miss out on these limited-time offers! Be sure to check out CouponXoo for even more Cyber Monday deals, discounts, and coupons to maximize your savings this holiday season.

Happy shopping, and may your financial goals for 2024 be prosperous!